A family member dies – what sort of expenses need to be expected?

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In the event of a family member passing away, all those affected by the traumatic circumstance are expected to not only deal with the emotional aspects involved with such a troubling occurrence, but also the financial burdens that soon follow.

Dealing with the financial burdens that come after a death of a family member can be hard, and it’s always good to know where you stand, what your options are, and what you should ultimately be expecting. A few factors may be inherently applicable to certain scenarios, and be non-existent with others, so it’s important to consider that the unique circumstances surrounding an individual’s passing may be substantially different to others.

Funerals are expensive, and on average, the costs of funerals have been on the rise in recent decades, independent of inflation. This total cost of funeral expenses is largely dependent on the decisions family members make, and the intricacies involved in the processions that they opt for, but overall, this part usually takes up the bulk of the financial burdens. A few common factors that are owed to this disparity in funeral costs include:

  • Religious requirements that demand certain additions to a funeral procession be included.
  • Opting for “premium” or high-end materials and products over the basic or standard alternatives.
  • The need for transportations or other impacting circumstances that incrementally rise the costs by default.

One common factor involved with the expenses of funeral proceedings, regards the preferred and ultimately chosen means of saying the final goodbye. This final goodbye is often posed as a choice between a traditional burial and a cremation ceremony, with the latter being significantly less expensive by all accounts. If the former is opted for, a whole host of other factors may arise that can drastically alter the costs, which can include any of the following:

  • The type of headstone chosen.
  • The type of plaque chosen.
  • The engravings on the plaque — the length, the letter style, the type of metal used etc.
  • Whether or not a monument is present.
  • The place of rest — expenses of lot fees or purchase, the type of cemetery etc.

Another common factor that impacts costs, is the presence of a translator if the occasion calls for it. In the event of a translator proving to be necessary, it’s important to seek out the services of a trained and experienced professional — it saves further problems stemming from miscommunication or misinterpretations from arising in the long run.

It’s also important to note that the funeral costs, along with a whole host of other expenses, are largely determined by a presence, or lack thereof, of funeral plans or insurance initiatives that may be evident in any given circumstance. These kinds of preemptive measures alter the costs significantly, although it’s common for these types of plans to be totally absent in the event of a passing.

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